This Privacy Policy (“,Policy,”) between Rewire holding Limited, rewireholding.com, subsidiaries, affiliates, agents, service providers, and assigns (“,Company,”, “,us,”, “,we,”, “,our,”) and you (“,you,”, “,your,” the end user websites such as but not limited to (www.rewireholding.com,When you or your end-users use our Services, you or your end-users will share some information with us that could be used to identify you or your end-users or that is associated with information that identifies you or your end-users (“Personal Information”). So, we want to be clear about the information we collect, how we use it, and whom we share it with. This Privacy Policy applies to Personal Information that we gather or collect via our “Services” and Products. It does not apply to any Personal Information collected by third party websites or products which are not operated by Company or our parent company or any of our subsidiaries.(https://rewireholding.com/

By using our Services and Products, you are accepting and consenting to the practices described in this Policy. ,If you do not agree to this Policy, please do not use the Services nor Products and move away from any and all of our Services and Products.

If after reading this Privacy Policy you still have questions about anything in it, please contact us at ,contact@rewireholding.com(mailto:contact@rewireholding.com))

The information we collect,

With regard to each of Your visits to our site we will automatically collect the following information:
technical information, including the Internet protocol (IP) address used to connect Your computer or mobile device to the Internet, your login information, browser type and version, device type and version, time zone setting, blockchain identifiers, browser plug-in types and versions and operating system and platform.
information about Your visit, including the full Uniform Resource Locators (URL clickstream to, through and from our site (including date and time products or things you viewed or searched for, page response times, download errors, length of visits to certain pages, page interaction information (such as scrolling, clicks, and mouse-overs methods used to browse away from the page, and any phone number used to call our customer service.
Your GPS country location.
SIM network and country code.

Enter the name you want to use on any of Company products or websites or any such other. When you receive an email or interact with other user(s) of our Services or 3rd party providers, your name will show up with it.)

To help keep your account safe, choose a strong password that’s at least 6 alphanumerical characters.

Have a mix of letters, capital letters, lower case letters and numbers.

Avoid personal info or common words that are easy to guess, like your street or pet’s name.

Don’t use a password you’ve used for other accounts or websites. Likewise, don’t use this password anywhere else.

Enter an email address that you’ll use to sign in to your Company account, like myname@gmail.com. This email address can be used for a few reasons, including to:

Help you get back in, if you can’t sign in, like if you forget your password.

Get future notifications from any of our Services

After you create a Company account, you can change some of this info, except for those Services where a username is used, username once created will not be changeable.

To assure you can use certain Company Services or Products we need to check you are not a USA citizen. Also, to comply with United Kingdom and European guidelines we need to check if you are a European territory User or not, in which case the European data protection law requires such users´ data from European users to be stored on server(s) within a country of the European Union.

When you create a Company account, you provide us with personal information that includes your name, country and a password and other information. Even if you aren’t signed in to a Company account, you might choose to provide us with information — like an email address to receive updates about our Services.

We collect information about the apps, browsers, and devices you use to access our Services, which helps us provide features like automatic product updates and potentially in future dimming your screen if your battery runs low.

The information we collect includes unique identifiers, device type and settings, operating system, device type/model and application version number. We also collect information about the interaction of your apps and devices with our services, including IP address, crash reports, system activity, and the date, time, and referrer URL of your request.

We collect this information when a Company service on your device contacts our servers/ledgers or our apps — for example, when you install our app from the Play Store or Google Play.

We collect information about your location when You use our Services or Products, which helps us offer features dedicated to nearby devices or Wi-Fi hotspots locations and it helps us to comply with the United Kingdom and European regulations by checking if you are a European territory User or not, in which case the European data protection law requires us to store such European users´ data to be stored on server(s) within a country of the European Union.,

Personal Information you provide to us,

When you visit our Site, app or use our Services or Products, we collect information about which of the Services You’ve used and how You’ve used them. Examples, but not limited to, of this information include:
Usage information on our Site or mobile app (e.g., pages you visit on the Site, webpage from which you linked to our Site);
Time and date of your activities;
Location from which you browsed the Site or app;
Device ID;
Your IP address;
The kind of browser or app and the type of computer or mobile device you use;
Name of your internet service provider or SIM provider or country code or roaming country code of the mobile operator SIM in your device;
Operating system version.)

Information we get from third parties,

These 3rd party information that we receive about you if you use any of the other websites we operate or the other services we provide. In this case we or they will have informed you when we collected that data if we intend to share those data internally and combine it with data collected on our site. We or they will also have told you for what purpose we will share and combine your data. We are working closely with third parties (including, for example, business partners, sub-contractors in technical, payment and delivery services, advertising networks, analytics providers, search information providers, credit reference agencies). We will notify you when we receive information about you from them and the purposes for which we intend to use that information.

We may collect Personal Information about you from other users, our affiliates, and third parties, as permitted by law. For example, we may collect information from third-party verification services, credit bureaus, financial institutions, mailing list providers, and publicly or otherwise available sources to verify your identity or fiscal residence. We may also collect information about you from third parties in connection with any identity or account verification process, fraud detection process, compliance process, or collection procedure, or as may otherwise be required by applicable law.

and App(s) and do not use any of our Product(s) and Service(s). If you have used it by mistake or if a minor (under 18 years) of your family used any of our website(s app(s product(s) or any of our Service(s) by mistake or receives consequently any communications from Company by app notification, by email or any such other means, than please contact us and request to delete from our database all such minor user info and/or your own user info and corresponding account if any, by emailing such request to ,contact@rewireholding.com(mailto:contact@rewireholding.com)))

How we use your information,

, Company may use your Personal Information to fulfill requests for Products, Services, or information, including information about potential or future Services, including but not limited to:
Manage individual information and accounts;
Respond to questions, comments, and other requests;
Verify an individual’s identity as authentic and/or comparing your selfie image against your government-issued identification;
Process payment for products or Services purchased;
Process applications and transactions;
Provide access to certain areas, functionalities, and features of our Services;
Allow you to register for events.)

, Company may use Personal Information for its internal business purposes, including to:
Measure interest in Company’s Services;
Develop new Products and Services or improve existing Products and Services;
Ensure internal quality control;
Communicate about individual accounts and activities on Company’s Services and systems, and in Company’s sole discretion, changes to any Company Policy or ny Terms and Conditions;
Comply with regulatory requirements;
Prevent potentially prohibited or illegal activities;
Enforce our Terms of Use;
Protect the safety of any account, to address fraud, security or technical issues, or to protect the Company’s rights or property;
Comply with applicable laws, rules and regulations or court orders;
For any other purpose for which you have given express permission or consent to Company or to a Licensee of Company or to a 3rd party company using Company product(s be it an app, an SDK for app and/or server, or any such other Company product with their own brand.)

,Company may analyze and use Personal Information to provide you with materials about offers, Products, and Services that may be of interest, including new content or Services. Company may provide you with these materials by phone, postal mail, email, as permitted by applicable law. Such uses include but are not limited to:
To tailor content, advertisements, and offers;
To notify you about offers, products, and services that may be of interest to you;
To provide Services to you and our sponsors;
For other purposes disclosed at the time you provide Personal Information; and otherwise with your consent.
By using any of our Services or Products you consent to our Privacy Policy.
Any personal information required to operate and provide to our users our Services and Products will be shared and stored on 3rdparty Suppliers servers or 3rd party Service Providers or any such other 3rd parties as required to provide any or all of our Services.

We may also use non-personally identifiable information that does not personally identify You, including by aggregating and/or de-identifying Personal Information, in order to understand better how our visitors, use the Site, research our visitors’ demographics, interests, and behavior, improve the Site or apps, provide visitors with customized services and information, and for other similar purposes. We may share this information with others for information or promotional purposes, and may use non-personally identifiable information in any manner permitted by law. When any non-personally identifiable information is combined with other information that identifies you, it will be treated as Personal Information in accordance with this Privacy Policy.

Uses made of the Information,

We shall process all information we collect from you in accordance with this Policy and applicable laws and regulations, as may be amended from time to time, and the data controller, we may directly or through our service providers or agents process your information for any one or more of the following purposes, but not limited to:

Information you give to us. We will use this information:
arising from any contracts entered into between You and us and to provide You with the information, products and services that You request from us;
to provide you with information about other goods and Services we offer that are similar to those that you have already used, purchased or enquired about; with information about goods and services similar to those which were the subject of a previous sale or negotiations of a sale to You or a Service you use or inquired for. If you are a new customer, and where we permit selected third parties to use your data, we (or they) will contact you by electronic means only if you have consented to this. If you do not want us to use your data in this way, or to pass your details on to third parties for marketing purposes, please tick the relevant box situated on the form on which we collect your data (the order form or registration form or if not available or not found than simply email us at ,contact@rewireholding.com(mailto:contact@rewireholding.com);
to notify you about changes, updates or down times to any of our Service;
to ensure that content from our sites o apps is presented in the most effective manner for you and for your computer or mobile device.)

Information we collect about you, we will use this information:
to administer our sites, apps and for internal operations, including troubleshooting, data analysis, testing, research, statistical and survey purposes;
to improve our sites and apps to ensure that content is presented in the most effective manner for you and for your computer and mobile or wireless devices;
to allow you to participate in interactive features of our Services, when you choose to do so;
as part of our efforts to keep our sites and apps safe and secure;
to measure or understand the effectiveness of advertising we serve to you and others, and to deliver relevant advertising to you;
to make suggestions and recommendations to you and other users of our sites or apps about goods or services that may interest you or them.
For identification purposes, including but not limited to, for KYC and login, and compliance purposes, including but not limited to for AML and address identification.)

,We will combine this information with information You give to us and information we collect about You. We will use this information and the combined information for the purposes set out above (depending on the types of information we receive).)

How we share information,

We may share Personal Information about You in the following ways:, For example, we may share information about you with credit reporting agencies to verify your Social Security number or with 3rd party to verify authenticity of your identification document, that your are not a PEP (politically exposed person) and so forth., for: (i) provision of IT and related services; (ii) provision of information and Services you have requested; (iii) payment processing; and (iv) customer service activities; (v) fraud prevention; (vi) analytics services; and (vii) in connection with the provision of the Services. These service providers have contracted with us to only use the Personal Information for the purpose(s) for which the data were originally collected or may otherwise be lawfully processed., We may share Personal Information with our business partners, affiliates, and for our affiliates’ internal business purposes or to provide you with a product or service that you have requested. We may also share Personal Information with business partners with whom we may jointly offer products or services, or whose products or services we believe may be of interest to You., We may share information about you if we reasonably believe that disclosing the information is needed to:,
comply with any valid legal process, governmental request, or applicable law, rule, or regulation;
investigate, remedy, or enforce potential Terms of Service violations;
protect the rights, property, and safety of us, our users, or others; or
detect and resolve any fraud or security concerns.
To comply with KYC and AML.)), In the event of a transaction or proposed transaction involving the transfer of substantially all of the assets of Company or one or more of its businesses to another entity, whether an affiliate or a third party, or in connection with a bankruptcy, we may share Your Personal Information in the diligence process or to otherwise facilitate the transaction, and with individuals assisting in the transaction or in connection with a bankruptcy. Your Personal Information may also be one of the transferred assets as part of the transaction or bankruptcy.)

Cookies & analytics technologies,

We use various technologies to collect information, including cookies, and web beacons. Cookies are small data files stored on your hard drive or in device memory that help us improve our site and your experience, see which areas and features of our site are popular, and count visits. We may use cookies on our site when You are logged in so that we can remember this fact. This prevents you from having to log in every single time you visit a new page. These cookies are typically removed or cleared when you log out to ensure that you can only access restricted features and areas when logged in. This site offers newsletter or email subscription services and cookies may be used to remember if you are already registered and whether to show certain notifications which might only be valid to subscribed/unsubscribed users. When you submit data to through a form such as those found on contact pages or comment forms cookies may be set to remember your user details for future correspondence. Web beacons are electronic images that may be used on our site or in emails to help deliver cookies, count visits, and understand usage and campaign effectiveness. Most web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove or reject browser cookies. Please note that if you choose to remove or reject cookies, this could affect the availability and functionality of our site. For more information about cookies visit: ,http://www.allaboutcookies.org/(http://www.allaboutcookies.org/.

On most web browsers, you will find a “help” section on the toolbar. Please refer to this section for information on how to receive notification when you are receiving a new cookie and how to turn cookies off. We recommend that you leave cookies turned on because they allow you to take advantage of some of the Service features.

Some of our business partners (e.g., advertisers) may also use cookies on the Site. For example, on occasion an advertiser may run a banner campaign on our Site. This Privacy Policy covers the use of cookies by this Site only and does not cover the use of cookies by any business partners or advertisers on our Site.

We may also use analytics tools such as but not limited to Google Analytics to collect information regarding visitor behavior and visitor demographics on our Site, and to develop website content and for marketing purposes. This analytics data is not tied to any Personal Information. For more information about Google Analytics, please visit ,www.google.com/policies/privacy/partners/(www.google.com/policies/privacy/partners/. You can opt out of Google’s collection and Processing of data generated by your use of the Site by going to,http://tools.google.com/dlpage/gaoptout(http://tools.google.com/dlpage/gaoptout.

Clear Gifs (Web Beacons

We may employ a software technology called clear gifs (a.k.a. Web Beacons) that help us better manage content on our Site by informing us what content is effective. Clear gifs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of Web users. In contrast to cookies, which are stored on a user’s computer hard drive, clear gifs are embedded invisibly on Web pages and are about the size of the period at the end of this sentence. We may tie the information gathered by clear gifs to our customers’ Personal Information. We may use clear gifs in our HTML-based emails to let us know which emails have been opened by recipients. This allows us to gauge the effectiveness of certain communications and the effectiveness of our marketing campaigns.

How long we keep your information ,

We will retain your information for as long as You use our Services or as necessary thereafter to fulfill the purpose(s) for which it was collected, provide our products and Services, resolve disputes, establish legal defenses, conduct audits, enforce our agreements, and comply with applicable laws, such as but not limited to the United Kingdom and European GDPR privacy regulations.

Where we store your information,

All information You provide to us is stored on our secure servers. Any transactions, specifically any payment transactions will be stored encrypted. Where we have given You (or where You have chosen) a password which enables you to access certain parts of our site, app or Services, you are responsible for keeping this password confidential. We ask you not to share a password with anyone. Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect Your personal data, we cannot guarantee the security of Your data transmitted to our site or app; any transmission is at Your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorized access. Any information from European residents will be stored on servers in a country of the European Union.

External Sites,

Our Services may contain links to other websites and other websites may reference or link to our Services. These websites are operated by third parties not controlled by us, and by linking to them or being linked from them Company does not endorse, approve or make any representations about third-party websites or domains. We encourage You to read the privacy policies of each and every website and domain that you interact with. We are not responsible for the privacy practices or content of such other websites or domains and You visit them at your own risk.

Social Media,

Our Services may contain links and interactive features with various social media platforms. If you already use these platforms, their cookies may be set on your device when using our Services. You should be aware that Personal Information which you voluntarily include and transmit online in a publicly accessible social media platform, blog, or chat room, or otherwise online, or that you share in an open forum, may be viewed and used by others without any restrictions. We have no control over such uses of your information when interacting with a social media platform, forums or otherwise online and by using such services You assume the risk that the Personal Information provided by You may be viewed and used by third parties.

Security,

We take commercially-reasonable measures to protect the data you have given us from accidental or intentional manipulation, loss, destruction or access by unauthorized persons. However, please be aware that no transmission of Personal Information over the Internet or the electronic storage of this information can be absolutely guaranteed to be free from unauthorized use or access. Before submitting any Personal Information via the Site or Services, please keep in mind these risks and know that You do so at your own risk.

Your Choices ,

If you no longer want to receive email from us, you can use the unsubscribe link found at the bottom of the email to opt out of receiving future emails. You will continue to receive transaction-related emails regarding products or services you have requested. We may also send you certain communications regarding Company and you will not be able to opt out of those communications (e.g., communications regarding updates to our Privacy Policy or 2FA emails).

We may give you choices regarding the sharing of your information with affiliates and third parties. Choices you have about the sharing of your information will be described in the privacy policies or notices you receive in connection with the products or Services you obtain from us.

Company and ,rewireholding.com(https://rewireholding.com/ (“we” may change this Privacy Policy (or any Terms and Conditions) from time to time. If we do, we will post the revised Policy on this page with a new “Last Updated” date. All changes will become effective when posted unless indicated otherwise. If we make any material changes we may choose, at our sole discretion, to post a notice on this website or to potentially sent a notification to your Company app or to your email prior to the change becoming effective. We encourage You to periodically review this page for the latest information on our privacy practices.

Other Rights and Important Information ,

We do not knowingly collect, maintain, or use personal information from children under 16 years of age, and no part of our Services are directed to children under the age of 16. If you learn that your child has provided us with Personal Information without your consent, please let us know by contacting us at contact@rewireholding.com . If we learn that we have collected any personal information from children under 16, we will use commercially-reasonable efforts to delete such information.

You have the right to ask us not to process your personal data for marketing purposes. We will usually inform you (before collecting your data) if we intend to use your data for such purposes or if we intend to disclose your information to any third party for such purposes. You can exercise your right to prevent such processing by checking certain boxes on the forms we use to collect your data. You can also exercise that right at any time by contacting us at ,contact@rewireholding.com(mailto:contact@rewireholding.com. Our sites or apps may, from time to time, contain links to and from the websites or in-app links of our partner networks, advertisers and affiliates. If you follow a link to any of these websites or in-app links, please note that these websites or in-app links have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before You visit such websites or before You submit any personal data to these websites on in-app links.)

Disclosure of information,

By using any of our Service, websites or apps You agree irrevocably that we have the right to share your personal information with:

– analytics and search engine providers that assist us in the improvement and optimization of our sites or apps;

– KYC/AML/anti-terrorism-financing and any such other Compliance agencies or third party contracted companies for such purpose of assessing your identity, living or fiscal address, anti-money laundry checks and checks for source of funds or other such services where this is a condition of us entering into a contract with you or such third party. We will disclose your personal information to third parties:
In the event that we sell or buy any business or assets, in which case we will disclose your personal data to the prospective seller or buyer of such business or assets.
If Company sells part or all of its assets, acquired by a third party, in which case personal data held by it about its customers will be one of the transferred assets.,owners, or any of its officers, shareholders, customers, or others. This includes exchanging information with other companies and organizations for the purposes of financial compliance, customers fiscal address compliance verifications to comply with applicable laws, fraud protection and credit risk reduction and so forth.)

Using our service, website or app means You accept these Privacy Policies but also accept irrevocably all our Terms of Service so read them carefully.

Contact us ,

If you have questions or comments about this Privacy Policy, please contact us at ,contact@rewireholding.com(mailto:contact@rewireholding.com))))),,

These Terms and Conditions or also referred to as Terms of Service (“Terms”) between Rewire holding Limited, a company registered in England & Wales with company No 12344479, rewireholding.com, subsidiaries, affiliates, agents, service providers, and assigns (“Company”, “us”, “we”, “our”) and you (“you”, “your” the end user websites such as but not limited to (www.rewireholding.com) or any such other websites from us (the “Site” our mobile apps including our SDK encrypted black box feature software for apps (the “App” and our online infrastructure or potentially in future payment gateway or any such other physical products such as but not limited to potentially in future any such other hardware (“Product”) govern the Privacy of your use of our products and services we may offer through this Site(s our App(s) or our Product(s) from time to time, which we refer to collectively as our “Service” or “Services”. You can use our Services only if you can lawfully enter into and form contracts under applicable law. However, we may permit you to designate another person as an authorized user (“Authorized User”) of your own branded Company Account(s) and our Services, as described below. If you use our Services, you must do so in compliance with this Privacy Policy and with applicable law in all countries where you onboard your own end-users to our services and products and you are responsible for ensuring that you comply with the same. If you do not want this Policy to apply, please do not use our Services.

Please carefully read these Terms and Conditions (Terms of Service as these conditions govern your use of our Services, Products, Sites and Apps. These Terms of Service constitute your Agreement with us.

You must be aged at least 16 or above to access our Services unless your state or country of company registration or your personal or your end-users personal country of residence or fiscal residence dictates a higher age in which case the higher of the two will be deemed the minimum age for use of our Services, products, websites and apps.

IF YOU DO NOT AGREE OR YOU DON´T UNDERSTAND ALL OR A PART OF THESE TERMS AND CONDITIONS (TERMS THEN NAVIGATE AWAY FROM ANY AND ALL OF OUR WEBSITES, SERVICES, PRODUCTS AND DO NOT DOWNLOAD ANY OF OUR APPS AND DO NOT USE ANY OF OUR SERVICES ON ANY SERVERS AND DO NOT USE ANY OF OUR PRODUCTS, SUCH AS BUT NOT LIMITED TO OUR INFRASTRUCTURE (SERVERs APPs OR SDKs.

(1) PLEASE READ THESE TERMS CAREFULLY, AS THEY CONTAIN AN AGREEMENT BETWEEN YOU AND US WHICH YOU AUTOMATICALLY AND IRREVOCABLY ENTERING INTO WHEN YOU USE ANY OF OUR SERVICES, PRODUCTS, INFRASTRUCTURE OR OUR WEBSITE(S) OR APP(S AND AGREE WAIVING ARBITRATION AND AGREE TO ONLY ALLOW TO INITIATE PROCEEDINGS IN A SMALL CLAIMS COURT, AND ACKNOWLEDGE THAT THESE TERMS CONTAIN OTHER IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS, REMEDIES, AND OBLIGATIONS. THE AGREEMENT REQUIRES THAT YOU SUBMIT CLAIMS YOU HAVE AGAINST US TO A BINDING AND FINAL SMALL CLAIMS COURT, AND FURTHER (1) YOU WILL ONLY BE PERMITTED TO PURSUE CLAIMS AGAINST COMPANY ON AN INDIVIDUAL COMPANY BASIS OR AN INDIVIDUAL USER BASIS, NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION OR PROCEEDING IN ANY OTHER REGION OR OTHER TYPE OF COURTS OTHER THAN A SMALL CLAIMS COURTS, (2) YOU WILL ONLY BE PERMITTED TO SEEK RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ON AN INDIVIDUAL BASIS, AND (3) YOU MAY NOT BE ABLE TO HAVE ANY CLAIMS YOU HAVE AGAINST US RESOLVED BY A JURY IN A ANY COURT OF LAW UNDER THE APPLICABLE LAWS. BY USING OUR SERVICES, YOU AGREE THAT THE AGGREGATE AMOUNT OF ANY AND ALL LIABILITIES, DAMAGES AND ANY SUCH OTHER CLAIMS YOU MAY HAVE AGAINST US IS LIMITED TO A MAXIMUM OF 500 EURO.

2) The Company Account Agreement or referred to as Terms and Conditions or Terms also apply to your current or future Card payments through our Products, so please read this Agreement carefully and also read the 3rd party services provider Terms that you can read when registering to our services or products or when downloading and registering to our mobile application (app). This information and the additional Terms in the Company app together form the Agreement for your Company Account including any associated payment services that we may provide to you. By using any of our services or products (websites or apps) you agree to all the Terms herein as well as the Terms when registering to our app for any potential future use of a Credit or Debit Card (“Card”) by explicitly confirming inside the app that you accept the terms and conditions therein the app Terms, or by using our Site, apps, SDK or services, you accept this Agreement. For the avoidance of doubt, Company and www.rewireholding.com are not a bank and thus your funds are not insured and not protected and in the event of an insolvency or bankruptcy you may lose all your funds. Your Company account is provided as a white label branded app branding in which case we do not accept any liability nor damages from users using our services from a brand or company name different than ours. Company is a “Software as a Service” product company and is not covered by any Financial Services Compensation Scheme. In the event that we become insolvent, you may lose all your funds with us, if any. You will not earn interest on any funds that are or might be in your Account. If there is anything you do not understand, please contact us and do not use any of our Services, Products, websites, apps if you do not understand any of the Terms & Conditions herein or those in-app additional terms and conditions or our Privacy Policy and move away from our services and products until you understand them all or in the absence of understanding them please do not use our services, products, websites or app(s).

Rewire Holding and the internet domain RewireHolding.com are a trademark used for the provisioning or re-sale or white-label of our services to 3rd Party service providers or directly by us with the Rewire Holing trademark, such as but not limited as an app only or app-server by way of “Software as a Service”. Rewire Holding Limited trading as “Rewire Holding” or any such additional future trading brands provides the services under the Terms herein with the aim of improving social and financial inclusion to users, by mean of Software as a Service.

Some of the Services, products, websites and apps may be subject to our additional terms, conditions, agreements, policies, guidelines, rules and schedules, which will be posted or made available separately from these Terms when the Service is offered (“Additional Terms” including, without limitation, our Privacy Policy, and the rules described below. Such Additional Terms are incorporated hereto and form a part of these Terms. If there is a conflict between these Terms and the Additional Terms, the Additional Terms will control and prevail.

For purposes of these Terms, our business days are Monday through Friday. Holidays are not included.

Changes to These Terms; Modifications to Services

We may change provisions of these Terms at any time, including when there are changes in our Services, technology, or laws, or for other reasons. If we do, we will provide notice by posting the updated Terms on the Site. Any changed Terms will become effective immediately after they are posted and will apply prospectively to your use of our Services after the changes become effective, except that changes addressing modifications to our Services or new functions or changes made for legal reasons may be effective immediately, with or without notice to you. Your continued use following the effective date of any changes will constitute your acceptance of those changes. If you do not agree to any changed Terms, you must discontinue using our Services, products, websites and apps. We may discontinue, temporarily or permanently, our Services, products websites, apps, or any part thereof, or otherwise change the Services, Products, Sites, Apps we offer with or without notice. You agree that we will not be liable to you or to any third party for any modification, suspension, or discontinuance of our Services, products, websites or apps.

Consent to Doing Business Electronically: Communications

Because our platform operates on the Internet, you consent to transact business with us electronically. You agree that we may provide notices to you by electronic means, for example, by posting it on our website, sending you an in-App message, emailing it to an email address that you have provided us, mailing it to any postal address that you have provided us, or by sending it as a text message to any mobile phone number that you have provided us or by sending a notification to your smartphone device. All notices by any of these methods will be deemed received by you no later than the earlier of when received or 24 hours after sent to the contact information you provided during your account creation or thereafter, except for notice by postal mail, which will be deemed received by you no later than the earlier of when received or 3 business days after it is mailed to the most recent address we have on file for you. When we send you an email notice, this is deemed to be received within 24h of us sending it to you.

You consent to be contacted by us, our agents, representatives, affiliates, or anyone calling on our behalf for any purpose, at any telephone number or physical or electronic address you provided or at which you may be reached. You represent that the telephone numbers that you have provided to us are your contact numbers. You represent that you are permitted to receive calls at each of the telephone numbers you have provided to us. You agree to promptly alert us whenever you stop using a particular telephone number, including a mobile telephone number.

You consent to receive SMS messages (including text messages calls, and messages (including pre-recorded, artificial voice, and autodialed or automatically texted) from us, our agents, representatives, affiliates, or anyone calling or texting on our behalf at the specific numbers you have provided to us, or numbers we can reasonably associate with you or an Authorized User (through skip trace, caller ID capture, or other means with information or questions relating to you or our Services. Automated messages may be played when the telephone is answered, whether by you or someone else. In the event that an agent or representative calls, he or she may also leave a message on your answering machine or voicemail, or send a message by text. Calls may be recorded.

To unsubscribe from text messages at any time, email us at ,contact@rewireholding.com(mailto:contact@rewireholding.com requesting us to STOP any further text message from us to you within a reasonable time after we confirm by return email receipt of your email request. If you unsubscribe, we may restrict your access to your online account and/or Company Account and we may terminate your use of our Services. You consent that following such a request to an unsubscribe, you may receive one final text message from us confirming your request and/or providing an alternative to access your online Company Account.

You also agree to receive alerts in any form at our sole discretion (i.e. by notification, email or other means) about your activity, balances, payments, suspicious activities, and other matters involving your use of the Site or App or the Services through push notifications to your smartphone or other device. Receipt of push notifications may be delayed or prevented by factors beyond our control, including those affecting your internet/phone provider. We are not liable for losses or damages arising from non-delivery, delayed delivery, or the erroneous delivery of any push notification; inaccurate push notification content; or your use or reliance on the content of any push notification for any purposes. Each push notification may not be encrypted, and may include your name and information pertaining to your online account or use of the Site or App. We may terminate your use of push notifications at any time without notice. You may choose to discontinue receiving push notifications by updating your preferences on your smartphone or device. You acknowledge and agree that standard call, message, and data rates charged by your carrier apply to all communications by or with us.

In the event you change or deactivate your mobile telephone number, e-mail address, mailing address, or any other contact information you have provided, you agree to promptly update your contact information, in the knowledge that not doing so within a reasonable time of up to 1 week of any such change OR having wrong or false information in your account with us or information provided by you to us will automatically result in you non-compliance with our Terms of Service and may result in us closing your Account and restricting use of any of our Services at our sole discretion.

Accessing and Using Our Services

Eligibility and account creation. If you want to use certain features of the Services, you will have to create an account with us (an “Account”). You can create an Account if you have a pre-existing third-party email account. It’s important that you provide us with accurate, complete, and up-to-date information for your Account, and you agree to update such information as needed, to keep it accurate and complete. Failure to abide by this agreement may result in the suspension or termination of your Account.

Stay safe. During any of our Site, App or Product use, please be aware of your surroundings and use it safely. The internet and mobile or wireless Apps, Sites or Products are not 100% secure and as such we cannot guarantee that your use of App, Site or Product will be completely safe. Never share your passwords with anyone without any exceptions. Please be advised to be aware of your surrounding when using any Card and take precautions hiding your PIN when entering it anywhere and never lose sight of your personal- or your corporate- Card when paying somewhere through an in-store, in-restaurant or anywhere where a POS (Point of Sale) apparatus or also known as a payment terminal is used including when paying for anything from inside our app, SDK or Site, and we recommend that you store your Card in a metal box as to avoid any NFC (near field communications) fraud by unscrupulous individuals scamming others by contactless payments methods. You agree that your use of our Services, Sites, Apps, SDKs, servers and Products, is at your own risk.

Rights in app. Subject to your compliance with these Terms and Conditions, Company grants you a limited non-exclusive, non-transferable, non-sub-licensable license as a revocable license, at our sole discretion, to download and install a copy of the App on a mobile or wireless device, such as smartphone or tablet or any such other mobile or wireless device, and to run such copy of the App solely for your own personal, non-commercial purposes. In the event of you being a company, then a separate contract is required between you as a company and us. Except as expressly permitted in these Terms, you may not: (a) copy, modify or create derivative works based on the App; (b) Distribute, transfer, sub-license, lease, lend, or rent the App to any third party; (c) Reverse engineer, decompile, or disassemble the App; Or (d) make the functionality of the App available to multiple users through any means other than the functionality provided by the App as downloaded to your own private mobile or wireless device. Company reserves any and all rights in and to the App, our infrastructure, servers/ledgers not expressly granted to you under these Terms.

Privacy. The Privacy Policy of Rewire Holding forms an integral part of these Terms of Service. Please check our Privacy Policy.

Provision of Certain Services; Account Application. In the future, our Services may include access to and maintenance of certain consumer financial products and accounts (each, an “Company Account” or “Account”) offered by a 3rd party

PRIVACY POLICY